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How to Send Money to Europe Cheaply

European Financial News

There are many ways to send money to Europe. Some companies allow you to send cash. You could purchase an old-fashion international wire payment directly from your bank. However, the cheapest way to send money to Europe is with a specialized foreign exchange firm like USForex. All we do is international bank transfers!

You’ll need to know a few fine points when you transfer money internationally:

Beneficiary Name- The Person or Business receiving the money if it isn’t you
Receiving Bank’s Name
Sort Code(UK only) - Specifies the bank
Account#(UK only)- Specifies the bank account for each person or entity
SWIFT or Bank Identifier Code- An 8-11 character code specifying the receiving bank’s location & branch. Example of a German Bank SWIFT code(do not use this unless this is your bank):

SWIFT BIC Bank Code, Country Code, Location Code, Branch Code

IBAN (Europe)- Specifies the bank account for each person or entity

Always verify IBAN and SWIFT info with the bank receiving your funds transfer.

European Country Details for Bank Transfers (SEPA, EU Customs Union, EFTU and EEA)

Country	Symbol	Required Info	IBAN Country Code
Andorra	EUR	IBAN (24 characters) & SWIFT	AD Example: AD12 0001 2030 2003 5910 0100
Austria	EUR	IBAN (20 characters) & SWIFT	AT Example: AT61 1904 3002 3457 3201
Belgium	EUR	IBAN (16 characters) & SWIFT	BE Example: BE68 5390 0754 7034
Bulgaria	BGN	IBAN (22 characters)	BG Example: BG80 BNBG 9661 1020 3456 78
Cyprus	EUR	IBAN (28 characters) & SWIFT	CY Example: CY17 0020 0128 0000 0012 0052 7600
Czech Republic	CZK	IBAN (24 characters)	CZ Example: CZ65 0800 0000 1920 0014 5399
Denmark	DKK	IBAN (18 characters) & SWIFT	DK,FO,GL Example: DK50 0040 0440 1162 43 or FO62 6460 0001 6316 34 or GL89 6471 0001 0002 06
Estonia	EUR	IBAN (20 characters) & SWIFT	EE Example: EE38 2200 2210 2014 5685
Finland	EUR	IBAN (18 characters) & SWIFT	FI Example: FI21 1234 5600 0007 85
France	EUR	IBAN(27 characters) & SWIFT	FR Example: FR14 2004 1010 0505 0001 3M02 606
Germany	EUR	IBAN (22 characters) & SWIFT	DE Example: DE89 3704 0044 0532 0130 00
Greece	EUR	IBAN(27 characters) & SWIFT	GR Example: GR16 0110 1250 0000 0001 2300 695
Hungary	HUF	IBAN (28 characters)	HU Example: HU42 1177 3016 1111 1018 0000 0000
Ireland	EUR	IBAN (22 characters) & SWIFT	IE Example: IE29 AIBK 9311 5212 3456 78
Italy	EUR	IBAN (27 characters) & SWIFT	IT Example: IT60 X054 2811 1010 0000 0123 456
Latvia	EUR	IBAN (21 characters) & SWIFT	LV Example: LV80 BANK 0000 4351 9500 1
Liechtenstein	EUR	IBAN (21 characters) & SWIFT	LI Example: LI21 0881 0000 2324 013A A
Luxembourg	EUR	IBAN (20 characters) & SWIFT	LU Example: LU28 0019 4006 4475 0000
Malta	EUR	IBAN (31 characters) & SWIFT	MT Example: MT84 MALT 0110 0001 2345 MTLC AST0 01S
Monaco	EUR	IBAN (27 characters) & SWIFT	MC Example: MC58 11222 00001 0123456789030
Montenegro	EUR	IBAN (22 characters) & SWIFT	ME Example: ME25 5050 0001 2345 6789 51
Netherlands	EUR	IBAN (18 characters) & SWIFT	NL Example: NL91 ABNA 0417 1643 00
Norway	NOK	IBAN (15 characters) & SWIFT	NO Example: NO93 8601 1117 947
Poland	PLN	IBAN (28 characters) & SWIFT	PL Example: PL61 1090 1014 0000 0712 1981 2874
Portugal	EUR	IBAN(25 characters) & SWIFT	PT Example: PT50 0002 0123 1234 5678 9015 4
San Marino	EUR	IBAN (27 characters) & SWIFT	SM Example: SM86 U032 2509 8000 0000 0270 100
Slovak Republic	EUR	IBAN (24 characters) & SWIFT	SK Example: SK31 1200 0000 1987 4263 7541
Slovenia	EUR	IBAN (19 characters) & SWIFT	SI Example: SI56 2633 0001 2039 086
Spain	EUR	IBAN (24 characters) & SWIFT	ES Example: ES91 2100 0418 4502 0005 1332
Sweden	SEK	IBAN (24 characters) & SWIFT	SE Example: SE45 5000 0000 0583 9825 7466
Switzerland	CHF	IBAN (21 characters) or Account# & SWIFT	CH Example: CH93 0076 2011 6238 5295 7
Turkey	TRY	IBAN (26 characters)	TR Example: TR33 0006 1005 1978 6457 8413 26
United Kingdom	GBP	Sort Code (6 digits) & Account# (8 digits)	N/A for USForex

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